As the use of ridesharing vehicles like Uber and Lyft becomes more common, understanding liability and your rights should an accident occur is important.
Most people today have taken a ride in a rideshare vehicle. Some people have even given up owning a personal vehicle and instead use rideshares, such as Uber and Lyft, to get around town on a regular basis. As ridesharing grows in popularity, so does the number or rideshare-involved accidents. If you have been in a rideshare accident in Pearland, Texas, it is important that you understand who is liable for your injuries and what the insurance company will pay. At the law offices of Scott M. Brown & Associates, we are here to answer any questions you might have and provide comprehensive legal representation.
Who Pays for Injuries Following a Rideshare Accident?
If you have been a passenger in a rideshare accident, you may have sustained numerous damages, ranging from physical injuries to medical bills to lost wages and more. Surely, recovering compensation for these harms is important to you. The two primary insurance types that may be available in the event that you are a rideshare passenger include:
- The insurance coverage provided by the rideshare company: Both Uber and Lyft provide insurance coverage for their drivers. During a trip, the rideshare driver is insured for three primary things, according to Uber’s website — coverage of at least $1,000,000 to injuries the driver causes to passengers, pedestrians, and those in other vehicles; uninsured and underinsured bodily injury coverage should the other (at-fault) driver not have insurance or enough insurance to pay for a rideshare driver’s or passenger’s injuries; and collision and comprehensive coverage.
- The insurance coverage of the at-fault driver: Because Texas is an at-fault car insurance state, drivers who cause accidents are responsible for paying for them. If the accident was the fault of the other driver, not the driver of the rideshare vehicle, you as a passenger maintain the right to file a claim directly against the at-fault driver’s insurance company.
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How Our Lawyers can Help
While at-fault laws in our state are straightforward, understanding who is at fault in a rideshare accident when multiple parties are involved, as well as which insurance coverage applies (the rideshare driver’s personal insurance, the rideshare company’s insurance, the insurance of the other driver involved in the accident, or your own insurance in the event that you were driving your personal vehicle at the time of incident) can be confusing. Our lawyers help by adding clarity to the situation, working with experts to determine the precise cause of the accident and fault, and handling the claims process, including issuing a demand letter and negotiating a settlement on your behalf.
Reach Out to Our Pearland Uber/Lyft Accident Lawyers Today
If you have been involved in a rideshare accident, our Pearland Uber/Lyft accident attorneys at the offices of Scott M. Brown & Associates are available to help you. Please reach out to us today to learn more about our services and how we can represent you in your claim for damages. We offer consultations; call us now or send us a message to learn more.